All-electric fireplace showroom and design centre with the largest selection in Toronto and York Region. Combining specialized expertise with over 20 years' interior design experience. On-wall, in-wall, fireboxes, retrofit inserts, mantels, custom cabinetry, stone and brick veneers. Residential and commercial. Trade and volume inquiries always welcome.

IMPROVE is totally unique to Canada. Based on the international success of similar concepts throughout the world, IMPROVE understands how to make home improvement much easier and more pleasurable for consumers and trades to shop all under one roof.

Since 1989 Men At Work has specialized in renewing and enlarging older houses in core Toronto neighbourhoods. We are experts in managing the challenges of renovating sensitive old buildings into beautiful, functional, comfortable living spaces.

From a modest machine shop in Baltimore to the surface of the moon, we’ve proudly provided innovative solutions for over a century. Discover the pioneering history of BLACK+DECKER.

We are the market leader in the manufacturing of skylights and roof windows. It is a result of our intense focus on creating the best quality, most energy efficient daylighting products available.

We've been proudly serving the community for more than 160 years. We deliver natural gas safely and reliably to two million homes and businesses across Ontario. With safety as our ongoing priority, we're committed to making communities better places to live.

Canadian Appliance Source has become the fastest growing provider of Major Home Appliances in Canada for over 10 years, we have grown to include over 13 locations across Ontario & Quebec.

X-Tile is sure to have whatever you need to express your unique individual style. We offer you an exceptional variety of wall and flooring options in ceramic, porcelain, natural stone, glass, mosaic and much more from leading suppliers around the world. Let our knowledgeable and friendly staff help you in your dream renovation or building project.

Cosentino is a global, family-owned company that produces and distributes high value innovative surfaces for the world of architecture and design, leaders in their respective segments such as Silestone® Quartz surfaces and Dekton® Ultracompact surfaces. Technologically advanced surfaces that create unique designs for the home and public spaces.

Created by fusion of exceptional design, superior quartz quality and cutting-edge technology, HansStone Quartz weaves together intriguing patterns and colours inspired by the diverse Canadian landscape.

FLEURCO specializes in holistic designs and finishes that easily adapt to both traditional and contemporary bathroom décors.

Fusion Stone is an easy and budget-friendly way to beautifully upgrade your home, inside and out. A patented Shouldice innovation, Fusion Stone is a thin stone veneer that is easily installed with the included stainless steel clips & screws. You just screw it to the wall and it’s “Hooked for Life”.

Custom fabrication, marble granite quartz and a boutique showroom that caters to designers, architects, contractors and more! Everyone is welcome!

HomeStars is a free service to help homeowners find reputable renovators, repairmen and retailers by searching its database of 2 million companies and hundreds of thousands of reviews.

SFA SANIFLO INC. (“SANIFLO”) is the only manufacturer of its kind in North America offering a complete line of macerating toilet systems for residential and light-commercial applications where installation of plumbing fixtures with below-floor drainage is impossible or cost-prohibitive.

At JELD-WEN, we craft custom windows and doors from the highest quality materials, designed to inspire homeowners and add beauty to the world.

Shelter Furniture recognizes your individual style and are sensitive to your space and your vision for your home. With our in store design services, we help you create unique space that helps bring your home to life.

Euro-Line Appliances has brought elite European engineered appliances to Canadian homes for over 25 years. Our brands exceed expectations and have earned awards in design, engineering, performance, and energy efficiency. All of our cooking, refrigeration, dishwashers, and laundry appliances are created to conserve our non-renewable resources.

More Canadians are partnering up with friends and family to buy a condo. New data from Teranet, the provider of Ontario's online property search and registration, shows co-ownership in condominiums specifically was more than 37 per cent in 2018. With condo prices continuing to rise year over year, for many, pooling their money is the only option to get into the condo market. For others it's a more creative way to manage a huge responsibility, like owning real estate. Here is what the latest data shows.

The trend is growing

Compared to data from 2012 more condo purchases are being made with more than one person on title. Condos with only one person on title in 2018 was 48 per cent. That is down from 57 per cent in 2012. Parents are pitching in more too. For example, units owned with parental assistance is at more than 14 per cent. Compare that to 2012 when only nine per cent of condos were purchased with help from mom and dad.

Owners close in age

The data from Teranet show co-owners are relatively close in age. That number has also risen slightly. In 2012, 50.1 per cent of the province's homes had several owners on title, with the age gaps being 20 years or less. This proportion went up to 51.6 per cent by 2018. The rise is small, but shows more people, young or old, are choosing to buy together, whether it be young people buying their first home, or retirees deciding to downside together.

Financing options

Owning a house with a friend of family member means you will need to apply for a co-mortgage. Some financial institutions are now launching products that are specifically aimed at this group of people eager to find a way to buy their first home. There are many factors to consider in a co-ownership situation. This will include how the regular monthly bills will be handled, who will get what room and how emergency costs can be covered. As well, have an exit plan if you co-own a property.

Consider the future

Unlike when you buy with your spouse or long term partner, life can change at different times. One co-owner may meet someone and want them to move in. Another may get a new job and want to sell the home and take the equity to buy a house elsewhere. Draw up a plan now of how you will handle the sale of the home and what each co-owner's expectations are. With co-ownership of condos on the rise, more needs to be done to protect all those involved in the transaction to make sure the real estate purchase is worth it for everyone. Rubina Ahmed-Haq is a journalist and personal finance expert. She is HPG's Finance Editor. She regularly appears on CBC Radio and TV. She is a contributor on CTV Your Morning and Global Toronto. She has a BA from York University, received her post graduate journalism diploma from Humber College and has completed the CSC. Follow her on Twitter @alwayssavemoney.

Since 1873, Kohler Co. has been improving the level of gracious living by providing exceptional products and services for our customers’ homes and their lifestyles.

At Riobel we design, create and assemble faucets, shower systems and accessories in our Canadian facility located in St-Jérôme, a suburb of Montréal. Our modern and fashionable products are designed to fit all kitchens or bathrooms. They are easy to install, while mechanical parts are accessible from above the counter to facilitate cleaning and maintenance. Riobel: a benchmark of excellence since 1995!

Established in 1987, Caesarstone pioneered the original quartz surface and continues to be a leading developer and manufacturer of premium surfaces. Highly functional and design forward, Caesarstone surfaces have endless application possibilities including kitchen countertops, bathroom vanities, wall paneling, furniture and more.

As a cooperative with 1,000 stores worldwide, we not only have enormous buying power, but we have partners in all of the major brands, mills and manufacturers.

Whether you’re expecting, just delivered, or are in the midst of managing the schedule of a little one, we have it all.

For over 50 years, Faema Canada has introduced the art of traditional Italian Espresso and Cappuccino to Canadians. We carry a variety of premium brands that can be tested at any one of our retail stores. Our selection of machines is only complemented by our assortment of fine espresso blends imported from Italy. Our wide selection of beans can also be brewed and sampled at all of our locations.

By becoming the standard bearer in the basement renovation industry, we can promote quality materials, professional trades, honest pricing, and better communication standards to create customer advocates and inspire our competitors.

With over 90 years of experience, BLANCO is the leading kitchen sinks and faucets manufacturer. From handcrafted in Germany Steelart® sinks and the beauty of Silgranit®, to the European design faucets, BLANCO products are celebrated worldwide for their unmatched quality and design. Blanco Silgranit® sinks are proudly manufactured in Canada TRADE ONLY.

Through our customer feedback, we have learned the importance of ‘service’. You said and we listened. We addressed your needs and improvised; bringing you services and quality no one in the industry offers.

Saunacore is a world leader in the manufacturing of premium quality sauna and steam bath products. Saunacore manufactures sauna heaters, steam bath generators, far infrared sauna rooms, traditional indoor and outdoor saunas, material liner kits, accessories and much more.

Thermador has been providing real innovations for real cooks for more than 75 years. The iconic line of cooking, cleaning, refrigeration and ventilation products remains committed to empowering culinary enthusiasts to be their best through continuous innovation breakthroughs. Thermador is part of BSH Home Appliances Corporation, a fully-owned subsidiary of Bosch and Siemens Home Appliance Group.