Tag Archives: insurance

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How to make sure your home is protected during renovations

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How to make sure your home is protected during renovations

You spend the best hours of your life at home with the ones you love, so why settle for second best when you can turn your property into a dream place to live? Renovating your home allows you to do just that, and it can cost less than you think, as well as potentially raising the value of your property. It’s important to remember, however, that renovations can also potentially damage your property, which is why you should always protect your home while improvements are being carried out. Here’s why home insurance is so important, and how to find the best policy at the best price.

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Protecting your home’s surfaces

Whether you’re renovating your property from top to bottom or carrying out home remodelling on a smaller scale, it can make a huge difference to how your rooms look and feel. It’s also important to remember, however, that whilst the renovations are carried out, vulnerable parts of your property are facing threats that simply wouldn’t be there at other times. Dripping paint can attack carpets and flooring, while glass, walls, and ceilings can easily be damaged by the slip of a hand or a tool. For this reason, you should always carry out a thorough risk assessment of your home before carrying out renovations. Always use dust sheets and masking tape to protect vulnerable areas, and only use tools in accordance with the manufacturer’s instructions and safety guidelines.

The importance of home insurance during renovations

Taking the precautions outlined above will reduce the risk of accidental damage occurring in your home during renovations, but it can’t negate the risk completely. That’s why it’s essential to have a comprehensive home insurance policy in place that will cover the cost of damage caused during home improvements, whether that be damage to contents of the home such as its furniture and furnishings, or damage to structural components such as doors, ceilings, and windows. Your home may also be exposed to the elements during major renovations, so a policy that covers environmental damage is also a good idea. Having this insurance ready and waiting can provide that all-important peace of mind, as well as ensuring that you don’t end up significantly out of pocket if the worst happens.

How to find the best home insurance policy

Not all home insurance policies are the same, so if you are planning future renovations, always ensure that your policy covers accidental damage first, as well as providing contents insurance. Reading the small print may not be exciting, but it can save you a lot of disappointment later on. It’s also important to ensure that you’re getting a great price for your insurance, and that’s where specialist sites such as Lowest Rates can prove invaluable. Home insurance quotes in Ontario and beyond can be compared at the click of a button, so you won’t have to pay more than you could be. Don’t be tempted to simply take the first policy you see advertised, shopping around and comparing can take less time, and save you more money, than you think.

With the appropriate physical protection in place and the financial protection that comes from having a great value home insurance policy, you can carry out those home renovations you’ve always dreamed of. When your home looks exactly as you want it to, every day will be a joy, so why wait to transform your property?

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4 things to consider when selecting a pest control company

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4 things to consider when selecting a pest control company

Who likes to have pests hanging around in their home? If you have spotted an infestation in your home, despite all your preventive measures, then this might be the time to call pest control services.

Providers such as Pest Zone pest control are known to be professional and can help you get rid of all kinds of pests, including rats, termites and bed bugs. However, it is important that you do your own research so you can pick a company that you can rust.

There are many pest control companies out there, and while they all claim to be the best, the truth is that they are not made equal. They all use different techniques to get rid of pests. Plus, they also differ in terms of costs and customer support.

To help, we have covered some of the main factors you should keep in mind when selecting a pest control company. Let’s have a look:

License

Check if the company you holds a valid license. Also, make sure to check whether the license is up-to-date.

A pest control operator that has proper license knows the appropriate safety measures required. Moreover, qualified operators are also aware of the laws and regulations prevalent in the country.

If you want to check if the pest control operator license is valid, contact your local pesticide regulatory agency. Some providers also have license information on their website.

Proper insurance

Don’t assume that all pest control companies will be insured and licensed. Make sure to go for a company that has appropriate insurance before finalizing your decision.

Also, make sure to go through all insurance details and check the license. It is important for your safety.

Ask your family and friends

Ask your family, neighbors or friends for their recommendation. This is important as your friends will be able to suggest a company that they have worked with or have faith in.

However, again, do not blindly trust what your friends say as they will judge a company based on their experience. You should always do your own research and ensure the company meets your expectations.

Alternatively, you can also check online customer reviews about the company you are interested in. They will help you determine how good or bad a provider is.

Note: The testimonials found on the official site may not always be reliable. This is why it is best to check social media platforms and third-party sites for reviews. They are more honest.

Safety

Work with a company that takes all the required safety measures. Discuss all your health concerns with the provider before starting. They must use chemicals that are safe so that you and your family have to face no risks.

Keep all these factors in mind and choose a pest control company that you can count on. Some good companies will charge you more but it’s usually worth the price.

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The Grohe Sense and Grohe Sense Guard water management system offers reliable protection against costly water damage by notifying homeowners about excess moisture or leaks using a convenient smartphone app.

The latest in home tech? How about a water leak watchdog?

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The latest in home tech? How about a water leak watchdog?

The Grohe Sense and Grohe Sense Guard water management system offers reliable protection against costly water damage by notifying homeowners about excess moisture or leaks using a convenient smartphone app.
The Grohe Sense and Grohe Sense Guard water management system offers reliable protection against costly water damage by notifying homeowners about excess moisture or leaks using a convenient smartphone app.

Whether by slow drips or sudden pipe bursts, water leaks can lead to substantial home repair costs – a per-case average of about $6,000 in Canada, in fact.

But now, thanks to a comprehensive water management system from Grohe, part of LIXIL, homeowners can protect their property and avoid or mitigate water damage.

Crisis averted

The Grohe Sense & Grohe Sense Guard water management system offers reliable protection against costly water damage by notifying homeowners about excess moisture or leaks using a convenient smartphone app.

Available together or separately, key components of the system are:

  • Grohe Sense is a smart-water sensor that is placed in your home wherever you see a risk, such as the basement, laundry room, bathroom or kitchen. It detects leaking water “around-the-clock” and immediately alerts homeowners.
  • Grohe Sense Guard goes one step further. It uses multiple sensors to track water pressure and the flow of water, and measures general water consumption. It automatically turns off the water supply when it detects unusual water activity.

“Unexpected water damage has the ability to turn your life upside down and unfortunately, 42 per cent of Canadian homeowners have been affected by water damage at least once in their lives,” says Gina Flinton, senior director, marketing, LIXIL Canada Inc.

“Grohe Sense & Sense Guard water management system helps homeowners protect their property against water damage and the unforeseen and often high costs associated with it.”

Possible insurance break

Grohe Sense and Grohe Sense Guard can qualify for insurance discounts as a leak protection system. Homeowners are encouraged to check with their insurance providers to realize savings on property insurance.

In addition to its water leak detection capabilities, Grohe Sense protects against frost and mould risks, by measuring the room temperature and humidity. If either is above or below the standard threshold, or a leak is detected, the smart-water sensor will send homeowners an automatic alert via the Grohe Ondus smartphone app.

Installed by a professional installer directly to the main water pipe of a home, the smart-water controller, Grohe Sense Guard, measures the system temperature to indicate the risk of frost, detects leaks, and shuts off the water supply automatically when a pipe bursts and water consumption passes a certain threshold. It also conducts periodic micro-leakage tests by measuring and tracking pressure drops in the water line so that the homeowner can detect leaks – through a notification via the Grohe Ondus smartphone app – immediately before major damage can occur. 

Full control with just one app

The Grohe Ondus app is the heart of the Grohe Sense and Grohe Sense Guard water management system. It provides the highest level of water security and allows continuous monitoring of Grohe Sense & Grohe Sense Guard – anywhere, anytime.

With the smartphone alert feature, the app can also shut off the water supply manually to prevent major damage. In addition, all measured data can be observed via the app. It supports Apple mobile devices with the iOS version of 9.0 or higher and Android mobile devices with Android 4.3 or higher.

For more information, please visit Grohe.ca

 

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