Tag Archives: Home Insurance

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Practical tips for remodelling your home and garden

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Practical tips for remodelling your home and garden

Remodeling your property allows you to gain greater equity and resale value. It’s also a good way to enjoy the comforts and pleasures of your home and garden even more.

Here are some ideas on how to improve your home and garden.

Start with the garden

Before you start the heavy work of remodeling your home, see if your garden has any issues that you should take care of sooner rather than later. If you don’t start with the garden, you’re likely to be too exhausted after the construction work in your home to consider working on the garden at all.

One common problem many homeowners with large gardens overlook is soil erosion. Mulch and blankets are effective ways to prevent this issue from getting out of control and you can find out more about them on this erosion control website: graniteseed.com/erosion-control/

5 tips for remodelling your home

Your remodeling project will go smoothly if you plan a realistic budget, find a reputable general contractor, get all necessary building permits, and find a good home insurance policy. It’s also important to address any problems with your garden. Soil erosion, for example, is a common problem.

Tip #1: Create a detailed plan

It may surprise you how many new ideas you’ll come up with on how to improve your home when you brainstorm. Your plan should include the prep work that you will need to do before starting your remodeling project, a schedule on what areas to gut or deconstruct, and a long list of remodeling steps to take, such as rebuilding, painting, and deep cleaning. The more meticulous your planning, the happier you will be with the new look and feel of your home after the dust has settled.

Tip #2: Design a realistic budget

If you’re not shopping with a clear budget in mind, you’ll be tempted to spend much more than you planned because when you shop for equipment, tools, and building materials, you’ll be thrilled by the number of innovative products and attractive designs available in stores.

Incidentally, your budget should also include a financial cushion to pay for anything that goes wrong during the remodeling. For instance, if someone drops drywall panels while on a ladder, this loss of material will be an unexpected cost.

Tip #3: Hire a reputable general contractor

The plethora of information available on how to start your own do-it-yourself (DIY) remodeling projects may tempt you to do all the work on your own.

However, unless you’re working on a small project like tiling the bathrooms, you probably won’t save as much as you imagine. You are more likely to waste money on buying the wrong tools or materials or making expensive construction mistakes.

It’s always better to hire a general contractor for big projects, like breaking down or building a wall. Ask people you know who have remodeled their homes for referrals on whom you should hire.

Tip #4: Find the best home insurance

Homeowner’s insurance will protect your home during renovations. Many unexpected things could occur, such as spills, tears, breaks, or material thefts. Take the time to shop for the best policy for your needs.

Tip #5: Get all the necessary building permits

Find out about all the necessary building permits that you need. They’re issued to ensure safety during construction work because renovating a home can be hazardous to both you and your neighbors.

In conclusion, although you may have a clear idea about exactly what you need to do because you’ve been thinking about renovations for a long time, following these six remodeling tips will increase your chances of getting your home just the way you want it.

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How to make sure your home is protected during renovations

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How to make sure your home is protected during renovations

You spend the best hours of your life at home with the ones you love, so why settle for second best when you can turn your property into a dream place to live? Renovating your home allows you to do just that, and it can cost less than you think, as well as potentially raising the value of your property. It’s important to remember, however, that renovations can also potentially damage your property, which is why you should always protect your home while improvements are being carried out. Here’s why home insurance is so important, and how to find the best policy at the best price.

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Protecting your home’s surfaces

Whether you’re renovating your property from top to bottom or carrying out home remodelling on a smaller scale, it can make a huge difference to how your rooms look and feel. It’s also important to remember, however, that whilst the renovations are carried out, vulnerable parts of your property are facing threats that simply wouldn’t be there at other times. Dripping paint can attack carpets and flooring, while glass, walls, and ceilings can easily be damaged by the slip of a hand or a tool. For this reason, you should always carry out a thorough risk assessment of your home before carrying out renovations. Always use dust sheets and masking tape to protect vulnerable areas, and only use tools in accordance with the manufacturer’s instructions and safety guidelines.

The importance of home insurance during renovations

Taking the precautions outlined above will reduce the risk of accidental damage occurring in your home during renovations, but it can’t negate the risk completely. That’s why it’s essential to have a comprehensive home insurance policy in place that will cover the cost of damage caused during home improvements, whether that be damage to contents of the home such as its furniture and furnishings, or damage to structural components such as doors, ceilings, and windows. Your home may also be exposed to the elements during major renovations, so a policy that covers environmental damage is also a good idea. Having this insurance ready and waiting can provide that all-important peace of mind, as well as ensuring that you don’t end up significantly out of pocket if the worst happens.

How to find the best home insurance policy

Not all home insurance policies are the same, so if you are planning future renovations, always ensure that your policy covers accidental damage first, as well as providing contents insurance. Reading the small print may not be exciting, but it can save you a lot of disappointment later on. It’s also important to ensure that you’re getting a great price for your insurance, and that’s where specialist sites such as Lowest Rates can prove invaluable. Home insurance quotes in Ontario and beyond can be compared at the click of a button, so you won’t have to pay more than you could be. Don’t be tempted to simply take the first policy you see advertised, shopping around and comparing can take less time, and save you more money, than you think.

With the appropriate physical protection in place and the financial protection that comes from having a great value home insurance policy, you can carry out those home renovations you’ve always dreamed of. When your home looks exactly as you want it to, every day will be a joy, so why wait to transform your property?

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