Tag Archives: Home Energy Loan Program (HELP)

City of Toronto - Home Energy Loan Program

Stay Warm This Winter for Less

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Stay Warm This Winter for Less

Tired of a cold, drafty home and high energy bills – HELP is here!

Through the City of Toronto’s Home Energy Loan Program (HELP), you can get a low-interest loan to cover the cost of a new high-efficiency furnace, new windows, doors, insulation and more. And if you want to go the extra mile, the loan can also cover the cost of solar rooftop panels, solar hot water heaters, and geothermal heating and cooling!

The great thing about Toronto’s Home Energy Loan Program, is that at the same time that you make your home more comfortable and reduce your energy bills, you’ll also be reducing the emissions that contribute to climate change.

Low-interest rates and great terms

In addition to offering low-interest rates (starting at 2%), and repayment terms of up to 15 years, you can repay the loan at any time without penalty. And if you sell your home and don’t want to pay off the loan, the new homeowner can assume the payments. Sound too good to be true? It’s not!

Save energy, money and more!

The results are impressive. On average, HELP participants::

  • reduce their home energy use by 30%;
  • save over $560 per year on their energy bills; and
  • receive additional incentives of up to $2,250 from utility companies such as Enbridge Gas and IESO.

You can get a loan of up to $75,000 for your improvements. The process begins with an easy online application. The HELP team will then connect you with a Registered Energy Advisor, help you access the incentives provided by the utility companies, and do what they can to make the process smooth and seamless.

Here’s what one HELP participant had to say about their experience retrofitting their Scarborough home:

We wanted to make our home more energy efficient and HELP was a fit for our needs. The renovations would add value to our property. It was an easy experience for us and we are very appreciative!”

The City’s HELP team is available to support you throughout the process. Ready to get started? Have a few questions? We’d love to hear from you.

Contact us at 416-392-1826 or learn more at toronto.ca/home-energy-loan.


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Toronto’s HELP program offers a ‘Win-Win’ for Contractors and Homeowners

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Toronto’s HELP program offers a ‘Win-Win’ for Contractors and Homeowners

Toronto contractors and homeowners can benefit from the low-interest financing tool offered by the City for home energy improvements.

The City of Toronto’s Home Energy Loan Program (HELP) makes it easier for Toronto homeowners to undertake a variety of home improvements.

Through HELP, homeowners can get a low-interest loan of up $75,000 to cover the costs of these improvements:

  • HVAC
  • High-efficiency water heaters
  • Windows/doors
  • Insulation
  • Rooftop solar panels
  • Solar domestic hot water system
  • Drain-water heat recovery system
  • Air sealing
  • Toilets

How can HELP benefit you, a Toronto area contractor?

Well, it all begins with the homeowner. With a low-interest loan from the City of Toronto, it’s easier for homeowners to take on high-cost renovations and pay for them over time as they save on their energy bills. And by making it easier for residents to improve their home, HELP can benefit you as well.

The more homeowners know about HELP, the easier it will be for you to seal the deal. Plus, there is no paperwork involved for contractors!

So, you can help your clients make the decision to proceed with their home improvements by spreading the word – by letting homeowners know about HELP and the low-interest loans available to them.

What’s in it for homeowners?

In addition to offering homeowners low-interest rates (starting at 2%), and repayment terms of up to 15 years, homeowners can repay the loan at any time without penalty. And the results are impressive. On average, HELP participants use 30% less energy, save $560 per year on energy bills and get up to $2,250 in utility incentives.

What’s more, City staff will guide homeowners through the steps to ensure a smooth and seamless experience. They’ll help homeowners access the incentives and rebates available from utility companies and connect them with a Registered Energy Advisor who will advise them on which upgrades are right for their home.

For more information about HELP, and to request materials that can help you spread the word, contact us at 416-392-1826 or visit toronto.ca/home-energy-loan.


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