Tag Archives: BILD (Building Industry and Land Development Association)

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Affordability Is A Challenge

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Affordability Is A Challenge

Housing supply is not rising in response to increased demand

Every fall, BILD invites experts on economics and housing to join us for breakfast and speak to our members about what the GTA housing market will look like in the coming year. This fall was no exception and I was heartened by much of what I heard about current and future trends from Patricia Arsenault of Altus Group and Dana Senagama of the Canada Mortgage and Housing Corporation (CMHC). I also saw we have much left to do around housing supply and affordability in our region.

There’s no doubt we have a lot to look forward to in the GTA. Economic conditions are expected to be solid in the short term, with the employment growth rate projected to be 1.8 per cent in 2019, according to Arsenault, who is Altus Group’s executive vice president, data solutions.

More GTA households than last year are planning renovations of over $5,000 in the next year, and the percentage of GTA households that currently rent but plan to buy a home in the next year has rebounded after softening last summer, according to Altus Group’s survey.

But these survey results only indicate what homeowners and potential new homebuyers intend to do, not what they are ultimately able to do, and Arsenault noted that households may take longer to save for that first home in the face of new mortgage hurdles and housing affordability challenges. The prices of condo apartments, which used to offer potential homebuyers a more affordable choice than single-family homes, have been rising, reducing the advantage of this option. In September, the benchmark price of new condo apartments was $789,643 and the benchmark price of new single-family homes at $1,119,533.

Despite rapid price gains in both ownership and rental markets, the supply response has been weak or inelastic, said Senagama, who is CMHC’s manager of market analysis. That means our housing supply is not rising in response to increased demand for housing and the corresponding increase in the prices of homes, as the law of supply and demand would lead us to expect. In fact, Senagama showed that Toronto is one of the markets in Canada that are not at the risk of overbuilding.

I was not surprised to hear this. BILD has consistently delivered the same message. We have said that we are not building enough housing to accommodate the 115,000 new residents who are arriving in our region every year. We should be building 50,000 homes every year, and last year we only built 38,000. A big reason for this supply shortfall is the lengthy development process that housing projects face in the GTA, slowed down by outdated regulation and red tape.

We should be updating zoning bylaws and official plans and streamlining the list of conditions for municipal approvals, so that we can build the housing our growing region needs. Only then will potential homebuyers be able to afford to make their dream of owning a home a reality.

Dave Wilkes is president and CEO of BILD (Building Industry and Land Development Association), and can be found on: Twitter.com/BILDGTA) Facebook.com/BILDGTA YouTube.com/BILDGTA and BILD’s official online blog: BILDBlogs.ca

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INDUSTRY EXPERT: Stress Buster

Stress Buster: Avoid needless home improvement stress with these simple steps

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Stress Buster: Avoid needless home improvement stress with these simple steps

Regular communication between you and your renovator is essential and may avoid problems.

Canadians love their homes. So much so that homeowners spent nearly $73 billion in 2017 on renovations, according to the Altus Group. That’s $20 billion more than is spent annually on building new homes across the country.

Unfortunately, everyone has a horror story about a home renovation gone wrong, from losing their deposit, spending more than you anticipated, or a project that took too long to finish. The reality is that the average homeowner doesn’t know all they should know when undertaking a renovation project.

Photography: Bigstock.com
Photography: Bigstock.com

To avoid disappointment and to set you on a path toward a successful renovation, RenoMark has come up with five steps to a worry-free renovation.

  1. Define your project. The more you know what you want out of the renovation, the more accurately the renovators can help you achieve that goal.
  2. Set your budget and expectations on the same path, if they are not realistic or in alignment, then you will be disappointed before you even start.
  3. Select the right renovator, you should look to reputable organizations such as RenoMark as a source of professional companies. Plus, these companies must adhere to the RenoMark code of conduct and the Association’s code of ethics, this alone means that they are a professional and not a fly-by-night company.
  4. Sign a contract. The contract should be reviewed by a lawyer and it will be the basis of understanding for the work moving forward. At a minimum, it should include costs, payment schedule, construction timeline, product-specific details, a communication protocol, warrantee clause, and a close-out plan. Avoid renovators who offer to do work without a contract in an attempt to avoid paying the HST. This type of renovator may also not be paying worker’s compensation or carry adequate insurance, leaving you at financial risk.
  5. Check on Progress. Regular communication between you and your renovator is essential and may avoid problems. During the course of a renovation, it is common for the homeowners to request changes or ask for additional work. These requests may affect the cost and time it takes to complete your project. It is important that you have a signed change order for all changes. Finally, remember to ask questions. The last thing anybody wants is to make an assumption or a guess that may lead to an error and then disappointment.

RenoMark.ca is a great resource to help you find the right renovator. RenoMark was established by the GTA-based Building Industry and Land Development Association (BILD) to identify professional contractors that have agreed to abide by a renovation-specific Code of Conduct. The RenoMark program has been endorsed by the Canadian Home Builders’ Association and the Ontario Home Builders’ Association.

David Wilkes is president and CEO of the Building Industry and Land Development Association (BILD), the voice of the home building, land development and professional renovation industry in the GTA.

For the latest industry news and new home data, follow BILD on Twitter, Facebook, BILD’s official blog, and bildgta.ca.


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Building condos in urban areas requires the use of traffic lanes

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Building condos in urban areas requires the use of traffic lanes

We often joke in the Greater Toronto Area (GTA) that we have two seasons, winter and construction. Most people can do without winter, but construction is essential to city building. We put up with it because we know that infrastructure like roads, sewers and watermains, must be continually maintained to ensure the viability of our growing cities. The same can be said when it comes to new condo construction.

On occasion large construction projects like condos in the downtown core can take up traffic lanes and create traffic slowdowns. Unfortunately, to keep up with the influx of the 9.7 million people that will call the GTA home by 2041 and to build to Growth Plan policy, our industry will be building highrise buildings in urban areas that may slow down your daily commute.

A recent City of Toronto motion was put forth to consult with the development industry to eliminate the practice of occupying sidewalks and traffic lanes for construction purposes. While this might help ease traffic congestion, it does very little to help keep the cost of new homes down. If the development industry is forced to build off-site staging areas, instead of using the already in place and legal City right-of-way, the extra cost incurred by the industry will ultimately make new homes more expensive.

A construction staging area is a physical location used for the storage of construction related equipment and materials such as vehicles and stockpiles. The City has policies to deal with this issue and the construction industry pays hundreds of thousands of dollars per project to be able to use City property for this legally allowed and long standing purpose.

The provincial Growth Plan calls for more intensification in urban areas where transit is available and where people work. Therefore, the City of Toronto has urban design guidelines that allow for the construction of tall buildings very close to the property line. These are the challenges of building in an urban environment. There is little or no room to do anything on the site and the only way to build safely is to take a lane of public traffic.

The industry is constantly looking for ways to alleviate traffic construction by avoiding closing down lanes and keeping costs down by side-stepping building off-site staging sites that would ultimately increase the cost of a new home or condo.

Developers often reach out to residents for solutions. A developer of a midtown 70,000-square-foot condo was considering an underutilized park adjacent to the highrise as an alternative to using the street. Having to build a separate staging site at a cost of $1,000,000 would have increased the price of a condo by $20,000 or $30,000. Using the street is the best way to keep the development affordable.

Dave Wilkes is President and CEO of the Building Industry and Land Development Association (BILD). Bild.ca

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THE INDUSTRY LEADER: Province needs to revisit GTA West Corridor plan

Ontario needs to revisit the GTA West Corridor plan

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Ontario needs to revisit the GTA West Corridor plan

By Dave Wilkes

My workday has me driving across the GTA to attend meetings with stakeholders and I often find myself sitting in traffic on Highway 401 going nowhere fast. I see drivers commuting to work, trucks transporting goods across the region and many like me trying to get somewhere on time.

Earlier this year, the Ontario government decided on the advice of an advisory panel’s recommendation not to go forward with the GTA West Corridor; instead, a narrower corridor that is approximately one-third of the size of the analysis area of the environmental assessment will be protected from development.

While there have been some improvements, there have been no significant new highway additions to the western part of the GTA since Highway 407 nearly 20 years ago. A recent Metrolinx study notes that traffic congestion will cost GTA residents and businesses $7 billion a year by 2031.

Something must be done to improve traffic congestion in our region. Transportation infrastructure is vital to each and every one of us as it links people to where we live, work, shop and play.

Where does the cancellation leave the residents of the GTA? The GTA Corridor West was not just a proposed highway. It was a means to unlock both commercial and residential land for development. Its central location, running from Highway 400 in Vaughan, across Caledon and Halton Hills and connecting to highways 401/407 in Milton, would have been a pressure relief for existing highways. The economic benefits of the corridor would have been enormous. In Peel Region alone $1.8 billion in goods is moved to and from the area every day. Furthermore, four in nine jobs in Peel depend on the movement of goods.

The corridor would connect urban growth centres, facilitate the growth of new employment and business areas and create greater economic competitiveness. Much of the recent development in the Town of Milton happened around Highways 401 and 407. The GTA West Corridor would have had the same economic growth potential, bringing new housing to the GTA that will see its population grow to 9.7 million by 2041.

BILD strongly supports a transportation network like the one the GTA West Corridor would enable. It plays a significant role in sustaining the type of development that is in line with the province’s intensification policies. It would allow us to plan and create complete communities within the area, which is needed to meet future population growth.

During the 2018 provincial election campaign, the new provincial government made a commitment to re-visit the environmental assessment for the GTA West Corridor. It is important for the residents of the GTA that the provincial government make good on this promise.

David Wilkes is president and CEO of the Building Industry and Land Development Associatio (BILD).

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Home reno

Home construction and renovation the largest contributor to Canada’s underground economy

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Home construction and renovation the largest contributor to Canada’s underground economy

Home reno

Looking to custom-build a home or do your dream renovation – and save a few bucks by using unlicensed contractors? One, you’re not alone. And two, it could be a huge, costly mistake. Indeed, residential construction is by far the largest contributor to Canada’s underground economy, according to Statistics Canada. In 2016, this sector was responsible for 26.6 per cent – or $13.7 billion – of this activity, compared to 13.5 per cent for the retail trade, and 12.1 per cent for accommodation and food services.

The underground economy is defined as consisting of market-based economic activities, whether legal or illegal, that escape measurement because of their hidden, illegal or informal nature.

And the numbers are huge – totaling $51.6 billion in Canada for 2016, or 2.5 per cent of gross domestic product, and up 3.5 per cent from 2015.

The underground economy in Canada is even outperforming the total economy – increasing 3.5 per cent from 2015 to 2016, compared to the 2.0 per cent growth in total economy GDP.

Underground economy by province and territory

Ontario was responsible for the largest contribution in 2016 – $19.7 billion, compared to $11.9 million in Quebec, $7.6 billion in BC and $5.8 billion in Alberta.

 

As a percentage of GDP

PEI 3.1
Quebec 3.0
BC 2.9
Manitoba 2.6
Nova Scotia 2.6
Yukon 2.6
New Brunswick 2.5
Ontario 2.5
Saskatchewan 2.5
Nfld. 2.1
Alberta 1.9
NWT 1.1
Nunavut 0.8
CANADA 2.5

 

Why you should care

Why should you care about this issue?

On a more global scale, underground economic activity means taxes are not collected – topay for programs and services such as healthcare, education, parks, child benefits, Old Age Security and Employment Insurance.

More directly for you, however, is that an “under the table” home reno or custom-build puts you at risk. Not only do you have limited recourse if the project is not done to your liking, or is over time and budget, but you could also could be liable if a worker is injured on-site during a home renovation or if you unknowingly purchase damaged goods or shoddy service with no receipt.

Always get a contract or receipt

Cash deals with no paperwork may mean a business isn’t paying its taxes. You may be liable if something goes wrong.

RenoMark protection

In the Greater Toronto Area, the Building Industry and Land Development Association (BILD) helps homeowners make informed decisions about renovation projects through a program called RenoMark. The program was established in 2001 and is now delivered in partnership with the Canadian Home Builders’ Association (CHBA) and local home builders’ associations across Canada.

RenoMark identifies professional contractors who have agreed to abide by a renovation-specific Code of Conduct. The Renovators Mark of Excellence makes it easy for homeowners to identify participating professional renovators who have agreed to provide a superior level of service.

Get it in writing

Make sure to get the details of any reno project in writing and signed by both you and your contractor. RenoMark Renovators provide a two-year warranty.

Do your research

Ask for at least three references and always check them

By dealing with reputable businesses that follow the rules, you’re also helping workers. Honest businesses follow health, safety and other employment standards.

The Canadian Home Builder’s Association also offers free and unbiased information on how to hire a contractor the smart and safe way, at getitinwriting.ca

RELATED READING

Getting Started with Home Renovation

Reno Expert: Good Help Wanted

What you need to consider before renovating your home

 

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Build For Growth: Housing Affordability

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Build For Growth: Housing Affordability

Band-Aid solutions will not address a generational challenge

It seems that every month or so, a new poll is released that shows that housing affordability is top of mind for GTA residents, and almost every week media covers the issue from a variety of angles. Commentators examine residents’ ability to purchase a home, the percentage of income spent on rent, the impact of new government rules, housing availability and the far-reaching societal consequences of the current situation.

So far, government interventions have focused on the demand side, including efforts to keep rent down through rent control, increasing the cost of housing for non-residents through the Non-Resident Speculation Tax, and more stringent mortgage qualification requirements. These steps have had the desired cooling effect but, as evidenced by experience in other markets, the effects may be transitory as the market adjusts. These are Band-Aid solutions that address the symptoms but do not deal with the fundamental issue. If we are to truly solve the challenges facing the GTA housing market, governments also need to address the supply side of the equation.

Unfortunately, it takes a long time to add new housing in our region. The rules and processes that worked in the past now struggle to keep up. That means that these days it takes approximately 10 years to complete a new highrise or lowrise project in the GTA. It is not just a question of the actual construction, but also the planning, zoning, approvals, infrastructure and servicing of land required to support development. This slow pace of bringing new homes to market has two practical implications. First, it exacerbates tight supply in a high-demand region, keeping prices up. Second, it means that unless current population projections of 9.7 million people in the GTA by 2041 are wrong, or there is a significant increase in migration away from the region, affordability challenges will be with us for some time.

As the municipal election campaigns unfold, we have heard pledges focused on increasing housing supply. These campaign promises have tended to focus on increasing the supply of affordable rental properties rather than on increasing housing supply overall. There are two problems with this approach. Almost two-thirds of Canadians live in homes they own rather than rent and these efforts do little for those aspiring to own. More importantly, and sadly for those trying to put an affordable roof over their heads today, given the lead time for adding new housing stock, these campaign pledges will not materialize as new homes any time soon.

If there is to be a meaningful solution to the generational housing challenge facing the GTA, governments must focus on removing the barriers to adding new housing supply, at the pace required, in the density desired under provincial growth plans, and preferably with access to transit.

That is why, as the municipal elections approach, we are encouraging GTA residents to have conversations with their local candidates about housing affordability and supply. You can send an email to your candidates at BuildForGrowth.ca

Dave Wilkes is president and CEO of BILD (Building Industry and Land Development Association), and can be found on: Twitter.com/BILDGTA) Facebook.com/BILDGTA YouTube.com/BILDGTA and BILD’s official online blog: BILDBlogs.ca

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THE INDUSTRY LEADER: Where did the money go?

THE INDUSTRY LEADER: Where did the money go?

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THE INDUSTRY LEADER: Where did the money go?

by Dave Wilkes
BILD

Parkland dedication fees should be used to build parks in the GTA.

Did you realize that when you sell and buy a new home in the GTA, as much as a quarter of the price consists of fees, taxes and charges imposed by the three levels of government?

Given how much these government levies add to the cost, it makes sense that we want governments to be responsible and transparent about how the funds are spent. Unfortunately, this is not always the case — and new homebuyers may be left wondering: “Where did the money go?”

One example is the parkland dedication fee. Ontario’s Planning Act allows municipalities to require that each new development contribute land for a park, or pay a fee to be used to purchase parkland, or to pay for buildings and machinery for parks or other recreational purposes. The idea behind parkland dedication is that adding new homes and offices applies additional pressures on existing parks, which can be relieved by asking development to contribute new ones.

Our industry supports the expansion of parkland in the GTA to accommodate growth. Parks provide enjoyment and recreation for residents, workers and visitors, as well as habitat for wildlife. But what happens when you pay for a park and don’t get one? We question whether parkland fees are always invested properly.

The City of Toronto, for instance, requires that a residential development in a parkland acquisition priority area — which covers most of the city — contribute 0.4 hectares per 300 units, with a cap of 10 to 20 per cent of the site area, or payment in lieu. Because development sites in the city tend to be small, many developments contribute money instead of land. This parkland fee can add almost $20,000 to the cost of a new highrise condo suite unit in Toronto. And parkland fees are even higher in other municipalities in the GTA.

According to an 2017 report from city staff, Toronto collected $482,930,013 cash-in-lieu-of-parkland payments from residential and industrial development for the 10 years between 2006 and September 2016. As of the end of September 2016, $196,454,624 in the city’s parkland reserve funds remained uncommitted. Shouldn’t this money actually be used for parkland acquisition and development? The city needs a realistic plan for how they are going to spend the money and provide residents with the parks they paid for.

Now there’s a proposal to update the rate of cash-in-lieu-of-parkland in many areas where significant development is happening — including the Yonge and Eglinton neighbourhood, and downtown Toronto. All of the proposed formulas would increase costs for new homeowners, further eroding housing affordability in the city. When you pay for a park, you should get one, or you should at least know how the money will be spent. All government fees imposed on new homeowners should be invested in a transparent and responsible manner. The upcoming municipal elections are a great opportunity to contact your local candidates about this and other housing issues.

Go to buildforgrowth.ca for more information.

David Wilkes is president and CEO of the Building Industry and Land Development Association (BILD), the voice of the home building, land development and professional renovation industry in the GTA.

For the latest industry news and new home data, follow BILD on Twitter, Facebook, BILD’s official blog, and bildgta.ca.


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New home market sees prices holding steady

New home market sees prices holding steady

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New home market sees prices holding steady

Sales of new homes in the GTA slowed down in July while prices held steady, the Building Industry and Land Development Association (BILD) announced last week.

Total July new home sales of 1,071 units were down 44 per cent from last July and down 55 per cent from the 10-year average, according to Altus Group, BILD’s official source for new home market intelligence. Sales of new condominium apartments in low, medium and highrise buildings, stacked townhouses and loft units, at 855 units sold, were down 52 per cent from July 2017 and down 40 per cent from the 10-year average.

Sales of new single-family homes, including detached, linked and semi-detached houses and townhouses (excluding stacked townhouses), at 216 units sold, were up 85 per cent from last July — a month that saw the lowest single-family home sales in decades, with 117 units sold — but still 77 per cent below the 10-year average.

The benchmark price of new condominium apartments was $774,759, up 16.5 per cent from last July, but virtually unchanged from last month. The benchmark price of new single-family homes was $1,142,574, down 13.2 per cent from last July and just 0.85 per cent above last month.

“New home sales in the GTA typically take a breather in the summer months compared to the spring,” explained Patricia Arsenault, Altus Group’s executive vice president. “This July was no exception, although minimal new project launches in July, along with declining affordability of new condominium apartments due to recent price escalation, amplified the June-to-July decline in sales somewhat this year.”

With only two projects opening in July, the total remaining new home inventory decreased to 14,784 units, comprised of 9,931 condo apartment units and 4,853 single-family units. Remaining inventory includes units in preconstruction projects, in projects currently under construction and in completed buildings.

“We are still seeing a shortfall in condo apartment inventory,” said Dave Wilkes, BILD president and CEO. “Given the current pace of sales, we should have nine to 12 months worth of inventory, but we only have five. We expect that more condo apartment product will become available in the fall.”

Wilkes added that affordability remains an issue for many buyers.

“The prices of new homes are affected by, among other factors, the fees, taxes and charges added by all levels of government,” he said. “Municipalities have the most direct influence over affordability and supply of new housing, so leading up to the October 22 municipal elections, we are inviting people to send an email to their local candidates, asking them to make housing a priority. Start by visiting buildforgrowth.ca.”

July New Home Sales by Municipality**:

July 2018 Condominium Apartments Single-family Total
Region 2018 2017 2016 2018 2017 2016 2018 2017 2016
Durham 9 27 162 44 60 376 53 87 538
Halton 40 18 76 21 13 45 61 31 121
Peel 147 148 180 88 0 101 235 148 281
Toronto 568 1,134 1,645 1 9 114 569 1,143 1,759
York 91 471 187 62 35 286 153 506 473
GTA 855 1,798 2,250 216 117 922 1,071 1,915 3,172

Source: Altus Group


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INDUSTRY EXPERT: The Waiting Game

INDUSTRY EXPERT: The Waiting Game

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INDUSTRY EXPERT: The Waiting Game

by David Wilkes

Looking to renovate? Getting permits and approval may take longer than the work itself

Your family is growing and you need more space. You have two options. You can sell your house and move into a bigger home, or you can renovate your home and add more living space. You love your neighbourhood and do not want to move, so you decide to renovate.

Your first inclination may be to focus on the latest trends and finishes, but before you do that, your time is much better invested in getting the necessary approvals and permits. In some cities in the Greater Toronto Area (GTA), that can take months for a smaller renovation and up to a year for more ambitious projects.

Photography: bigstock.com
Photography: bigstock.com

REALITY BITES

Many homeowners are under the mistaken impression that it is as simple as filing your plans and obtaining your permit—a week or two and on to swinging hammers. The reality can be quite different. When planning a major renovation or custom-home build, the approval and permitting times can stretch for months, and may include multiple steps of getting approvals for variances to existing zoning requirements, setback regulations and obtaining approvals from other municipal departments like Urban Forestry. If re-zoning through the Committee of Adjustment is required, the entire process can take well up to a year.

Layered onto this, many municipalities are failing to meet The Ontario Building Code’s timeframes of just issuing a building permit in 10 business days, delaying renovation projects and adding unnecessary costs to projects. In 2017, in the City of Toronto, nearly half of all residential building permits were not issued within the required legislated timeframe.

RENO RED TAPE

The Building Industry and Land Development Association (BILD) reviewed 6,011 City of Toronto permits and the average timeframe for issuing these permits was 31.4 calendar days. That is two to two-and-a-half times the provincially mandated maximum. It is important to note that this review included thousands of applications from very basic and quick permits, to permits with values of over $100,000; the issuing of these permits took an average of 45 days or six weeks.

Further delays in the process come from a lack of access to inspectors and inspection delays that can tangle homeowners up in even more red tape. Your dream renovation has now become a bureaucratic nightmare. The permit and approval system needs a good renovation itself.

PROPOSED SOLUTIONS

BILD wants to put the customer first so they can enjoy their newly renovated or custom-built home sooner rather than later. Based on our members’ experience, we wrote the Service Standard of Excellence document to provide practical guidance to municipalities on how to speed up approvals and make the process more efficient.

We are asking cities to commit to a reasonable turnaround time for renovation permit applications, we are proposing the implementation of a one-window permitting, web-based portal that makes the application process smoother and transparent, and we are calling for improved service by building inspectors similar to the standards expected for Internet and telephone providers.

As we get closer to the 2018 Municipal Elections this fall, we will be meeting with councillors and mayors across the GTA to ask them to adopt the measures outlined in the Service Standards of Excellence and get them to provide building and renovation approvals and permits in line with the provincially mandated requirements.

David Wilkes is president and CEO of the Building Industry and Land Development Association (BILD), the voice of the home building, land development and professional renovation industry in the GTA.

For the latest industry news and new home data, follow BILD on Twitter, Facebook, BILD’s official blog, and bildgta.ca.


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Vaughan, Mississauga and Toronto sign Housing Pledge

Vaughan, Mississauga and Toronto sign Housing Pledge

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Vaughan, Mississauga and Toronto sign Housing Pledge

BILD sets out its four-point plan on how municipalities can help make housing more affordable and increase supply.

The Building Industry and Land Development Association (BILD) held press conferences in Vaughan, Toronto and Mississauga to launch its Build for Growth campaign that coincides with the 2018 municipal election.

The campaign outlines BILD’s four-point plan on how municipalities can help make housing more affordable and increase supply.

“Housing will be a key election issue in the Greater Toronto Area,” said Dave Wilkes, president and CEO of BILD. “Providing housing for the next generation is a challenge that needs to be solved in a partnership between residents, the building industry and municipal governments across the region.”

BILD’s four-point plan shows how municipalities can take a leadership role in increasing the supply of housing and support sustainable, affordable growth and make sure government fees, taxes and charges on new homes are fair and equitable, fund and build critical infrastructure, cut red tape, and adopt a Standard of Service Excellence for building permits and inspections in order to speed up building and renovations. The mayors of Vaughan and Mississauga, as well as Toronto’s deputy mayor, signed a Housing Pledge acknowledging that housing is an issue that must be addressed and that they are committed to engaging in a dialogue with government partners and the development community to expand the amount and types of housing options that are available. They believe that buying a new home should be a time to celebrate a major milestone and join a community. Over the next few months, BILD will be calling on all municipal candidates to sign the pledge.

BILD encourages citizens of the GTA and all municipal candidates to visit BuildForGrowth.ca to sign the Housing Pledge and make their voices heard. With 1,500 members, BILD is the voice of the home building, land development and professional renovation industry in the Greater Toronto Area.

http://www.bildgta.ca/


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