The Ultimate Guide For First-time Homebuyers
To avoid making the common mistakes first-time homebuyers make, such as buying more than you can afford or miscalculating renovation costs, here are some things you should keep in mind.
Three Ways To Afford A Single-family Home
Detached houses in the GTA cost $1 million-plus to purchase. How to afford one?
Canadian Mortgages Just Got A Little Less Stressful
The mortgage landscape just got a little friendlier toward homebuyers – particularly first-timers – and could get even more favourable in the coming months. READ MORE
Federal Government Releases Details On Homebuyer Incentive Programs Unveiled In Budget 2019
The federal government has released the details of the first-time homebuyer assistance programs promised in March in the 2019 budget.
Stress Test Should Be Reviewed
TREB realtors look forward to the Housing TO 2020-2030 Action Plan
Looking To Secure A Mortgage? Now Is The Best Time To Negotiate
The Bank of Canada again held its influential overnight lending rate today at 1.75 per cent, signalling the continuation of a stable interest rate environment – and underlining that now may be the best time to negotiate a mortgage.
Debt Consolidation In Canada – How It Works And Why You May Need It
There are effective ways to get out of debt fast and if one of your current goals is to be debt-free, debt consolidation is worth considering.
Paying Down Debt A Top Priority In 2019
It may be a new year, but not necessarily a happy one for everyone. A new CIBC poll finds paying down debt is the top financial priority for Canadians heading in 2019. Almost a third (29 per cent) say they've taken on more debt in the past 12 months, citing day-to-day expenses as the key…
How Retirees Can Maximize Their Tax Savings
While retirees may be exempt from the morning alarm and the daily grind that follows, they unfortunately aren’t exempt from paying tax – and filing as a retiree can be complicated.
Report: New Mortgage Rules Keeping You From The Home Of Your Dreams?
The mortgage market has absorbed a significant amount of change over the past several years with the most recent update being introduced in January 2018. Among these changes is the requirement for federally regulated financial institutions to introduce a qualifying rate for applicants that can be 2 per cent higher than the rate being offered.…