Is Getting A Tax Refund A Sign Of Poor Tax Planning?
By now most of us have filed our tax return. Individual returns were due April 30, while self-employed persons had until June 17 to submit all their paperwork. For many of us, the dread of filing our tax return is often followed by the joy of a big tax refund.
How The New Government Initiative Could Help Condo Buyers
The federal government wants to help you buy your first home. In the 2019 budget, the government unveiled brand new plans that, it says, will help young buyers who have been shut out of the real estate market.
Cost Of Living And Retirement Savings Are Barriers To Homeownership
Anyone living in a big Canadian city such as Toronto knows the cost of living is high. Everything from basic needs, such as food, clothing and shelter to non-essentials are expensive, and according to a new survey they are also barriers to homeownership for young families.
Variable Vs Fixed Mortgages? It's Complicated
Canadians are now into the busiest season for real estate. More homes change hands during the spring than at any other time of year. One decision homeowners will have to make about their new purchase is the kind of mortgage they will sign up for.
Do You Marry For Love Or Money?
When we think about a couple getting married, thoughts of romance usually spring to mind. Where did they meet? When did they know they were in love? And how did they get engaged? But
Paying Down Debt A Top Priority In 2019
It may be a new year, but not necessarily a happy one for everyone. A new CIBC poll finds paying down debt is the top financial priority for Canadians heading in 2019. Almost a third (29 per cent) say they've taken on more debt in the past 12 months, citing day-to-day expenses as the key…
How Retirees Can Maximize Their Tax Savings
While retirees may be exempt from the morning alarm and the daily grind that follows, they unfortunately aren’t exempt from paying tax – and filing as a retiree can be complicated.
Where Are Interest Rates Headed In 2019?
BMO economics predicts three rates hikes in 2019. In January, April and July. So as rates are expected to rise, what costs can Canadians expect to go up?
How To Host Christmas Dinner In Your Condo – For Cheap!
With Christmas coming up condo owners might feel like their only choice is to attend a party at a larger home, but with some careful planning, you too you can host a great party in your home and not break the bank.
Finance: More Transparency Coming To Toronto Real Estate Market
Canadians will now have greater access to real estate sold prices in Toronto.