5 Things You Need To Know Before Making An Offer On A Condo In Canada
Before you make an offer on a condo, there are five important factors you should understand to make sure it's the best investment for you.
How Much Condo Insurance I Need?
When you think about buying insurance for your home, the amount of coverage will depend on your type of property.
How Can You Reduce Condo Insurance Rates?
6 effective tips to reduce condo insurance rates
How Will The New 'stress Test' Help Canadian Borrowers?
In January 2018, the OFSI mortgage stress test (B-20) was introduced to test a homebuyer's ability to afford their property in the event of an interest rate increase.
How To Prepare To Buy A Home In A Hot Market
With more people listing their homes and resuming home searches, we saw one of the hottest June markets nationwide in a really long time.
Should You Keep Waiting To Buy That New Condo?
The conditions in the resale market often precede movements in the new home segment, so let's start there. The resale market in the Greater Toronto Area (GTA) has started to pick up, and the anecdotal commentary from realtors is that demand has clearly returned.
Why The New Cmhc Rules May Not Affect You
At the beginning of June, Canada Mortgage and Housing Corp. (CMHC) announced its decision to tighten the guidelines for insured mortgages as of this month. This applies to mortgages with down payments of less than 20 per cent that require CMHC default insurance.
Estate Planning During The Pandemic
One of the questions we receive frequently is, "Why do I need a will?" People stammer and start, don't want to discuss it and avoid the topic completely. These days, it's more important than ever.
How To Navigate The Mortgage Process During Covid-19
We're living in very different times where meeting face-to-face isn't really an option. Despite the new reality, the priority of taking care of our personal finances is one thing that hasn't changed.
Should You Refinance Your Mortgage In The Covid-19 Crisis?
The COVID-19 pandemic has presented all kinds of unprecedented challenges, affecting both household finances and the global economy. During the crisis, many are considering refinancing their mortgages.