How To Prepare To Buy A Home In A Hot Market
With more people listing their homes and resuming home searches, we saw one of the hottest June markets nationwide in a really long time.
Should You Keep Waiting To Buy That New Condo?
The conditions in the resale market often precede movements in the new home segment, so let's start there. The resale market in the Greater Toronto Area (GTA) has started to pick up, and the anecdotal commentary from realtors is that demand has clearly returned.
Why The New Cmhc Rules May Not Affect You
At the beginning of June, Canada Mortgage and Housing Corp. (CMHC) announced its decision to tighten the guidelines for insured mortgages as of this month. This applies to mortgages with down payments of less than 20 per cent that require CMHC default insurance.
Estate Planning During The Pandemic
One of the questions we receive frequently is, "Why do I need a will?" People stammer and start, don't want to discuss it and avoid the topic completely. These days, it's more important than ever.
How To Navigate The Mortgage Process During Covid-19
We're living in very different times where meeting face-to-face isn't really an option. Despite the new reality, the priority of taking care of our personal finances is one thing that hasn't changed.
Should You Refinance Your Mortgage In The Covid-19 Crisis?
The COVID-19 pandemic has presented all kinds of unprecedented challenges, affecting both household finances and the global economy. During the crisis, many are considering refinancing their mortgages.
Rrsps And Tfsas – Canadians Are Still Confused
Savings rates in Canada have dropped dramatically in the last 40 years, raising concerns that we are not saving enough to have the future we dream about.
Four Tax Changes You Should Know About
It's a new year and there are a number of tax changes that kicked in Jan. 1 that will affect your pocket book.
Four Financial Tips To Plan For A New Decade
This is always an exciting time – to look back and learn from our mistakes, but also to set some real goals for the year ahead.
Looking To Buy A Condo In 2020? Get Your Credit Score On Track
If buying a condo is on your list of things to do in 2020, this may be a good time to check your credit score and report.