Bundles of debt: Sidestepping mortgage rules
The Globe and Mail
Canada’s subprime mortgage providers are increasingly teaming up with unregulated rivals to sidestep rules designed to clamp down on risky lending.
The result of these partnerships are so-called “bundled” loans, which pair a primary mortgage with a second loan from unregulated groups called Mortgage Investment Corporations (MICs).
With its year-round tropical weather, democratic government since the 1940s and proximity to the U.S., Costa Rica was one of the first getaway outposts for semi-expat Americans when having an off-shore home — a practical alternative to Florida and California.
New TREB president looking forward to an exciting future for real estate in the GTA
Deposit protection changes are on the way. When new homebuyers put down a deposit on a new home or condominium in Ontario, they enjoy peace of mind that their deposit is protected should anything go wrong with the sale.
There is a saying that perception is reality and, unfortunately, it appears that this is alive and well in today’s 24/7 news cycle. I say unfortunately because in our fast-paced world, many of us have little time to delve beyond the headlines and buzz words to find the information that explains the bigger concepts.
So you’ve bought a new home and are thrilled with your decision to buy one that is yet to be built. But when the time comes for your colour and upgrade appointment, your chance to make the decisions that will make your new home perfect, you find yourself both exhilarated and nervous.
The City of Toronto has launched a study to examine how new multi-unit housing in high-density communities can better accommodate the needs of households with kids.
A testament to the company's exceptional building standards, Andrin has produced a series of outstanding master-planned communities, creating beautiful homes that embrace the homebuyer's every need through unsurpassed living environments. Andrin will soon be releasing detached-home communities in Milton and East Gwillimbury, as well as new incredible townhome communities in Aurora and Markham.
The highly sought-after village of Kleinburg, already a destination for upscale living and spacious homes, is about to become even more desirable. Mattamy Homes will open a new release in their Gallery on the Park collection of executive townhomes and live/work towns as well as a wide range luxury detached homes in their popular Kleinburg Summit community in September 2017.
Including Kitchener, Cambridge and Waterloo.
At Riobel we design, create and assemble faucets, shower systems and accessories in our Canadian facility located in St-Jérôme, a suburb of Montréal. Our modern and fashionable products are designed to fit all kitchens or bathrooms. They are easy to install, while mechanical parts are accessible from above the counter to facilitate cleaning and maintenance. Riobel: a benchmark of excellence since 1995!
From a modest machine shop in Baltimore to the surface of the moon, we’ve proudly provided innovative solutions for over a century. Discover the pioneering history of BLACK+DECKER.
We've been proudly serving the community for more than 160 years. We deliver natural gas safely and reliably to two million homes and businesses across Ontario. With safety as our ongoing priority, we're committed to making communities better places to live.
X-Tile is sure to have whatever you need to express your unique individual style. We offer you an exceptional variety of wall and flooring options in ceramic, porcelain, natural stone, glass, mosaic and much more from leading suppliers around the world. Let our knowledgeable and friendly staff help you in your dream renovation or building project.
Over the past 14 years Factory Tile Depot has become #1 for everything tile and stone. With 5 locations showcasing the latest and greatest trends in the tile industry, we have built the confidence of trade and retail clients alike. We are proud to offer well thought out showrooms, extensive selections of hard to find tile-stone, on site designers, and some of the best after care support in the industry. Experience the FTD difference on your next project.
Fisher & Paykel incorporates the world’s most innovative technologies and produce the most technically advanced, efficient and contemporary styled appliances. DCS created the first line of high end, commercial quality appliances and expanded to pioneer indoor and outdoor kitchen solutions for the at home chef. TRADE ONLY.
More than a kitchen and bath luxury showroom, The Water Closet offers unparalleled service, selection and solutions for all your plumbing and heating needs. Our goal is to be your full-service showroom while “Enhancing the Flow of Life”.
Vangarde Cabinet Design & Factory Inc. specializes in aftermarket cabinet fronts and accessories that fit IKEA kitchens. We transform ordinary looking IKEA kitchens into extraordinary ones. Finally, there is a choice for more desirable cabinet doors and accessories for your IKEA kitchen.
Canada's premium quartz manufacturer, HanStone Canada, is revolutionizing the quartz industry. Produced in a state of the art facility in London Ontario, HanStone Quartz is known for superior quality and exceptional design. Locally Made. Distinctly Beautiful. Naturally Canadian.
Allan Rug Co. has been serving the GTA builders, designers, architects and the public for over 50 years. Supplying a full range of commercial and residential carpeting in a wide range of colours and styles from leading manufacturers.
Master Edge Homes is built upon a foundation of expertise and unparalleled craftsmanship. With a team of dedicated and diligent personnel, Master Edge Homes executes home builds and renovations precisely how you envisioned them. From design and build to complete renovation, we are passionate about exceeding excellence with meticulous design, skilled construction, and project management.
Euro-Line Appliances has brought elite European engineered appliances to Canadian homes for over 25 years. Our brands exceed expectations and have earned awards in design, engineering, performance, and energy efficiency. All of our cooking, refrigeration, dishwashers, and laundry appliances are created to conserve our non-renewable resources.
Space Age Closets and Custom Cabinetry has been serving Toronto and the Greater Toronto Area for over 30 years. Our services include a wide array of custom storage solutions for every room in your home. With decades of experience designing and installing custom closets and cabinets we pledge to provide excellence in service and get the job done right the first time.
Cosentino is a global, family-owned company that produces and distributes high value innovative surfaces for architecture and design. As a leading company, Cosentino imagines and anticipates together with its customers and partners design solutions that offer value and inspiration to people’s lives.
With over 90 years of experience, BLANCO is the leading kitchen sinks and faucets manufacturer. From handcrafted in Germany Steelart® sinks and the beauty of Silgranit®, to the European design faucets, BLANCO products are celebrated worldwide for their unmatched quality and design. Blanco Silgranit® sinks are proudly manufactured in Canada TRADE ONLY.
Established in 1987, Caesarstone pioneered the original quartz surface and continues to be a leading developer and manufacturer of premium surfaces. Highly functional and design forward, Caesarstone surfaces have endless application possibilities including kitchen countertops, bathroom vanities, wall paneling, furniture and more.
Custom drapery, drapery hardware, blinds, shutters, specialty shades (including motorization and home automation), bedspreads, headboards, quilting, upholstery, fabric library, and a complete in-house drapery workroom. We also offer custom programs for builders, designers & decorators.
Fusion Stone is an easy and budget-friendly way to beautifully upgrade your home, inside and out. A patented Shouldice innovation, Fusion Stone is a thin stone veneer that is easily installed with the included stainless steel clips & screws. You just screw it to the wall and it’s “Hooked for Life”.
Sharing Passion & Performance. With our unique expertise and sensibilities, gained from our devotion to sound and music, we are committed to creating excitement and cultural inspiration together with people around the world.
Greensville Soapstone Company is a leading provider of Soapstone countertops, sinks and tile. Offering the largest collection of Soapstone in Canada.
Duro-Shed has been serving the Greater Toronto Area & Cottage Country Since 1992. In that time we have always prided ourselves on delivering a top quality product at the most competitive pricing available. Our storage sheds, garden sheds, pool cabanas, gazebos, bunkies and garages have been recognized as some of the best on the market.
Our products are produced to the highest quality in Brass, Stainless Steel and Zinc materials. With an extensive line of product range, in multiple materials and finishes, we insure to meet all expectations for all range of projects for our customers.
Our furniture designs run from gracious to contemporary and everything in-between. That's why we can say, with complete confidence, "You'll find it here!" We're proud of the fact that no matter what your taste or budget - we've got furnishings and accessories that will suit your lifestyle - beautifully!
The Spring and Fall BabyTime Shows are Toronto’s ORIGINAL BABY SHOWS. There is no other baby show in the Toronto area that has the major brands, unique artisans, innovative products, important services, parenting experts, stellar education and top notch toddler entertainment all under one roof.
Fleurco specializes in the design, manufacturing and distribution of a full range of high end glass shower doors and bathtubs. We rely on the latest technology to offer you top quality products. In the industry, we are recognized for our superior know-how and customer service.
With over 20 years of experience in the flooring industry, we at BMG offer complete full service and installation on a wide range of products and materials including natural stone, hardwood, laminate, cork, porcelain, travertine, granite countertops, kitchen & bath faucets & sinks. Our Design Consultants are committed to finding the ideal kitchen or bath design that suits your budget and lifestyle.
Always Discreet, a unique lineup of bladder leak protection products from the #1 brand* in feminine protection. (*based on sales) It’s the perfect combination of form, function and feminine design.
The Modular Home Renovation process is truly unlike any other. While our goal is to make your renovation as quick and seamless as possible, each project is treated with the same amount of care and attention as the other.
H2O2 Wine Cellar Design came to fruition when we realized there was a need for a company that provides a turnkey solution for the most discriminating wine collectors. All of our cellars are built according to wine cellar building codes. From framing, insulation, vapor barriers, to dry walling, flooring, etc, we often exceed the required industry standards to ensure every single cellar that we build is done to our customers' satisfaction.
Providing an optimal environment for the aging of your collection. Our cellars have been engineered to be both practical and environmentally friendly. The customized stand-alone cellars are modular designs that encourage a simple and effective installation process.