Bundles of debt: Sidestepping mortgage rules
The Globe and Mail
Canada’s subprime mortgage providers are increasingly teaming up with unregulated rivals to sidestep rules designed to clamp down on risky lending.
The result of these partnerships are so-called “bundled” loans, which pair a primary mortgage with a second loan from unregulated groups called Mortgage Investment Corporations (MICs).
Known as The Villa, it was designed by noted architect Wallace Frost after returning from Italy. Entranced by 17th-century Italian villas, this was the home he envisioned and built for himself and his family, which he replicated with great accuracy. Ellen and Portia purchased the The Villa in 2013 and expanded the estate through the acquisition of two adjacent properties, and it now totals more than 16 acres.
Heathwood Homes recently received "Best Customer Experience" in Ontario at the 7th CustomerInsight Homeowner Mark of Excellence (H.O.M.E.) Awards. CustomerInsight is a Calgary-based customer experience research company.
In April, demand for new homes in the GTA continued to outpace supply and prices for all types of available new homes were up significantly, the Building Industry and Land Development Association (BILD) announced May 24, 2017.
Condo Balcony Flooring: KANDY Outdoor Flooring expands home experiences by providing outdoor flooring for condo balconies, and common areas on multi-unit residential buildings. The unique value provided to its clients consists of service, quality and choice. KANDY manufactures its own uniquely designed and proprietary products right here in Canada. Visit the website today or call for your free, no obligation in-home consultation. KANDY OUTDOOR FLOORING
The winter gets washed away (and its harsh memory) once we clean up the yard and prep the patio for the sun-filled months ahead. This year, add some Canadiana to your outdoor space as we celebrate our country's milestone birthday.
According to statistics released today by The Canadian Real Estate Association (CREA), national home sales declined in April 2017.
Five Steps to a Successful Renovation for your Home or Condo
Are you planning or do you have questions about renovating your home or
condo suite? Don’t miss this FREE seminar
It all started with three homes in 1967. Today, Greenpark Group has more than 72,000 homes and condos to its name and is celebrating 50 years in business as one of Canada’s most storied builders.
Bath products that bring the tranquility of the spa to your home
From a modest machine shop in Baltimore to the surface of the moon, we’ve proudly provided innovative solutions for over a century. Discover the pioneering history of BLACK+DECKER.
Space Age Closets and Custom Cabinetry has been serving Toronto and the Greater Toronto Area for over 30 years. Our services include a wide array of custom storage solutions for every room in your home. With decades of experience designing and installing custom closets and cabinets we pledge to provide excellence in service and get the job done right the first time.
Sharing Passion & Performance. With our unique expertise and sensibilities, gained from our devotion to sound and music, we are committed to creating excitement and cultural inspiration together with people around the world.
At Riobel we design, create and assemble faucets, shower systems and accessories in our Canadian facility located in St-Jérôme, a suburb of Montréal. Our modern and fashionable products are designed to fit all kitchens or bathrooms. They are easy to install, while mechanical parts are accessible from above the counter to facilitate cleaning and maintenance. Riobel: a benchmark of excellence since 1995!
Fisher & Paykel incorporates the world’s most innovative technologies and produce the most technically advanced, efficient and contemporary styled appliances. DCS created the first line of high end, commercial quality appliances and expanded to pioneer indoor and outdoor kitchen solutions for the at home chef. TRADE ONLY.
Established in 1987, Caesarstone pioneered the original quartz surface and continues to be a leading developer and manufacturer of premium surfaces. Highly functional and design forward, Caesarstone surfaces have endless application possibilities including kitchen countertops, bathroom vanities, wall paneling, furniture and more.
Over the past 14 years Factory Tile Depot has become #1 for everything tile and stone. With 5 locations showcasing the latest and greatest trends in the tile industry, we have built the confidence of trade and retail clients alike. We are proud to offer well thought out showrooms, extensive selections of hard to find tile-stone, on site designers, and some of the best after care support in the industry. Experience the FTD difference on your next project.
We've been proudly serving the community for more than 160 years. We deliver natural gas safely and reliably to two million homes and businesses across Ontario. With safety as our ongoing priority, we're committed to making communities better places to live.
More than a kitchen and bath luxury showroom, The Water Closet offers unparalleled service, selection and solutions for all your plumbing and heating needs. Our goal is to be your full-service showroom while “Enhancing the Flow of Life”.
X-Tile is sure to have whatever you need to express your unique individual style. We offer you an exceptional variety of wall and flooring options in ceramic, porcelain, natural stone, glass, mosaic and much more from leading suppliers around the world. Let our knowledgeable and friendly staff help you in your dream renovation or building project.
Euro-Line Appliances has brought elite European engineered appliances to Canadian homes for over 25 years. Our brands exceed expectations and have earned awards in design, engineering, performance, and energy efficiency. All of our cooking, refrigeration, dishwashers, and laundry appliances are created to conserve our non-renewable resources.
Canada's premium quartz manufacturer, HanStone Canada, is revolutionizing the quartz industry. Produced in a state of the art facility in London Ontario, HanStone Quartz is known for superior quality and exceptional design. Locally Made. Distinctly Beautiful. Naturally Canadian.
Master Edge Homes is built upon a foundation of expertise and unparalleled craftsmanship. With a team of dedicated and diligent personnel, Master Edge Homes executes home builds and renovations precisely how you envisioned them. From design and build to complete renovation, we are passionate about exceeding excellence with meticulous design, skilled construction, and project management.
Fusion Stone is an easy and budget-friendly way to beautifully upgrade your home, inside and out. A patented Shouldice innovation, Fusion Stone is a thin stone veneer that is easily installed with the included stainless steel clips & screws. You just screw it to the wall and it’s “Hooked for Life”.
With over 90 years of experience, BLANCO is the leading kitchen sinks and faucets manufacturer. From handcrafted in Germany Steelart® sinks and the beauty of Silgranit®, to the European design faucets, BLANCO products are celebrated worldwide for their unmatched quality and design. Blanco Silgranit® sinks are proudly manufactured in Canada TRADE ONLY.
Allan Rug Co. has been serving the GTA builders, designers, architects and the public for over 50 years. Supplying a full range of commercial and residential carpeting in a wide range of colours and styles from leading manufacturers.
Cosentino is a global, family-owned company that produces and distributes high value innovative surfaces for architecture and design. As a leading company, Cosentino imagines and anticipates together with its customers and partners design solutions that offer value and inspiration to people’s lives.
Custom drapery, drapery hardware, blinds, shutters, specialty shades (including motorization and home automation), bedspreads, headboards, quilting, upholstery, fabric library, and a complete in-house drapery workroom. We also offer custom programs for builders, designers & decorators.
Imagine a kitchen with limitless possibilities. From start to finish, your design experience will be effortless as our expert designers collaborate with you to create a masterpiece you will love. We are devoted to helping you achieve your desired ambience while creating a functional kitchen and solving any challenges your space presents.
The National Kitchen & Bath Association (NKBA) is the premiere association for kitchen and bath professionals. Fifty years after its inception, the NKBA has a membership of more than 60,000 members and is the proud owner of the Kitchen & Bath Industry Show (KBIS).
When you decided to cycle in MS Bike, you decided to fight Canada's disease: multiple sclerosis.
At The Condo Store, we are passionate about delivering exceptional consumer experiences. By offering a complete suite of real estate services, we ensure that we meet our consumers’ every need. From sales and rentals, to mortgage, new developments and property management services through our strategic alliance program with First Service Residential (FSR), we have experts in every field to guide you skillfully from beginning to the end of your real estate journey.
Our mandate at Alta Moda Furniture has been to provide the best customer service to everyone that walks through our door. This is why we have been a family owned and operated business for over 30 years. Whether you want to see the latest in home furnishings or create a custom unit to complete your home, we are here to serve and please you.
Vangarde Cabinet Design & Factory Inc. specializes in aftermarket cabinet fronts and accessories that fit IKEA kitchens. We transform ordinary looking IKEA kitchens into extraordinary ones. Finally, there is a choice for more desirable cabinet doors and accessories for your IKEA kitchen.
Euro-Line Appliances has brought elite European engineered appliances to Canadian homes for over 25 years. Our brands exceed expectations and have earned awards in design, engineering, performance, and energy efficiency. Euro-Line Appliances are proud distributors of products from AEG, LIEBHERR, PORTER&CHARLES, SMEG, and FRANKE in Canada.
We understand what a kitchen means to you and your family. At Southbrook Cabinetry our aim is not only to design, manufacture and install kitchens… We create spaces for families to thrive in. Talk to us about your vision for your kitchen and we will help you create a space that your family will enjoy for years to come.
Get a head start on your renovations at the first home show of the year. At the GTA Home & Reno Show you’ll find the GTA’s top contractors and suppliers, celebrity experts, hands-on learning, and local designers, all ready to help with your next project.
MyShades has been a leader in the window coverings industry for more than 35 years. We have served as a major Hunter Douglas Gallery dealer for Toronto and GTA homeowners and businesses. MyShades has been and will always be committed to delivering the highest level of products, service, and selection to our customers. Our goal remains to be number one in the industry and the hearts of our customers and interior designers throughout Toronto and the GTA.
Tarion works hard every day to serve the public interest by, first and foremost, protecting consumers and their new home purchases. We serve new home buyers and new home owners by ensuring that one of their life’s biggest investments is protected. Almost every new home in the province is covered by a new home warranty. This warranty protection is provided by Ontario’s builders and lasts up to seven years.
Merit Travel delivers authentic travel experiences to the world’s top destinations, with a team of passionate and dedicated Travel Consultants at our locations across Canada. We know that not all vacations can be created with a few clicks, and that’s what we’re here for—to put the pieces together, do the research, negotiate the deals, customize itineraries and create the perfect getaway for you.