Bundles of debt: Sidestepping mortgage rules
The Globe and Mail
Canada’s subprime mortgage providers are increasingly teaming up with unregulated rivals to sidestep rules designed to clamp down on risky lending.
The result of these partnerships are so-called “bundled” loans, which pair a primary mortgage with a second loan from unregulated groups called Mortgage Investment Corporations (MICs).
A majority of Canadians have made it clear: we are not paying enough attention to affordable housing needs and solutions, according to a new Habitat for Humanity Affordable Housing Survey.
A Southern California home that has been seen by more TV viewers than just about any other home in recent years is for sale. Modelled after an Italian castle, Palazzo Dei Sogni has served as the fictitious home for several television shows including 10 seasons as the home of the Kardashian-Jenner family.
Decor has some serious blues lately…from the depths of navy to soothing sky blue, and every shade in between, every hue evokes a different mood. Take a dip into this ocean of blue, and we dare you to pick just one…we couldn't either!
We wrap up this tribute to the colour blue by pairing it with its best friend: White. Classic and crisp, elegance begins with a blue-and-white colour palette. Get inspired by our favourite decor pieces in this timeless colour combination.
CHIC MEETS INDUSTRIAL - This thought-provoking take on wall decor is crafted in solid cast iron. The climbing man is a reminder of everyday triumphs and represents the rewards of working hard to get to that next level. This piece goes beyond the confines of design, and seeks to inspire the viewer, acting as a visual reminder of the challenges life presents and the effort that it takes to overcome them. NICHE DECOR
EASIEST SKYLIGHT TO INSTALL - The Rigid Sun Tunnel from VELUX Canada is the easiest skylight to install. Ideal for projects where the distance between the roof and ceiling is too long for traditional skylights, it installs in as little as three hours with the patent Flexi-Loc system. To ensure the tunnel withstands the extremities, an Energy Kit is added to increase energy efficiency and for Energy Star compliance. VELUX CANADA INC.
With an incredible portfolio of over 3,500 homes in communities across Southern Ontario, Andrin Homes' commitment to excellence has been at the cornerstone of their undisputed building success.
People are looking at more creative ways to get into the market. Consumers are teaming up to buy a home with family and/ or friends, families are looking to alternative housing options that are offered beyond the traditional detached property — perhaps a townhouse or even a condo is more suitable to their lifestyle — and some are even looking to areas/ neighbourhoods outside of the more well-known “hot pockets.”
The highly sought-after village of Kleinburg, already a destination for upscale living and spacious homes, is about to become even more desirable. Mattamy Homes will soon release their Gallery on the Park Collection of executive townhomes and live/work towns, as well as a wide range luxury detached homes in their popular Kleinburg Summit community.
At Riobel we design, create and assemble faucets, shower systems and accessories in our Canadian facility located in St-Jérôme, a suburb of Montréal. Our modern and fashionable products are designed to fit all kitchens or bathrooms. They are easy to install, while mechanical parts are accessible from above the counter to facilitate cleaning and maintenance. Riobel: a benchmark of excellence since 1995!
From a modest machine shop in Baltimore to the surface of the moon, we’ve proudly provided innovative solutions for over a century. Discover the pioneering history of BLACK+DECKER.
Fisher & Paykel incorporates the world’s most innovative technologies and produce the most technically advanced, efficient and contemporary styled appliances. DCS created the first line of high end, commercial quality appliances and expanded to pioneer indoor and outdoor kitchen solutions for the at home chef. TRADE ONLY.
More than a kitchen and bath luxury showroom, The Water Closet offers unparalleled service, selection and solutions for all your plumbing and heating needs. Our goal is to be your full-service showroom while “Enhancing the Flow of Life”.
Space Age Closets and Custom Cabinetry has been serving Toronto and the Greater Toronto Area for over 30 years. Our services include a wide array of custom storage solutions for every room in your home. With decades of experience designing and installing custom closets and cabinets we pledge to provide excellence in service and get the job done right the first time.
Cosentino is a global, family-owned company that produces and distributes high value innovative surfaces for architecture and design. As a leading company, Cosentino imagines and anticipates together with its customers and partners design solutions that offer value and inspiration to people’s lives.
Fusion Stone is an easy and budget-friendly way to beautifully upgrade your home, inside and out. A patented Shouldice innovation, Fusion Stone is a thin stone veneer that is easily installed with the included stainless steel clips & screws. You just screw it to the wall and it’s “Hooked for Life”.
Allan Rug Co. has been serving the GTA builders, designers, architects and the public for over 50 years. Supplying a full range of commercial and residential carpeting in a wide range of colours and styles from leading manufacturers.
Established in 1987, Caesarstone pioneered the original quartz surface and continues to be a leading developer and manufacturer of premium surfaces. Highly functional and design forward, Caesarstone surfaces have endless application possibilities including kitchen countertops, bathroom vanities, wall paneling, furniture and more.
Sharing Passion & Performance. With our unique expertise and sensibilities, gained from our devotion to sound and music, we are committed to creating excitement and cultural inspiration together with people around the world.
We've been proudly serving the community for more than 160 years. We deliver natural gas safely and reliably to two million homes and businesses across Ontario. With safety as our ongoing priority, we're committed to making communities better places to live.
X-Tile is sure to have whatever you need to express your unique individual style. We offer you an exceptional variety of wall and flooring options in ceramic, porcelain, natural stone, glass, mosaic and much more from leading suppliers around the world. Let our knowledgeable and friendly staff help you in your dream renovation or building project.
With over 90 years of experience, BLANCO is the leading kitchen sinks and faucets manufacturer. From handcrafted in Germany Steelart® sinks and the beauty of Silgranit®, to the European design faucets, BLANCO products are celebrated worldwide for their unmatched quality and design. Blanco Silgranit® sinks are proudly manufactured in Canada TRADE ONLY.
Euro-Line Appliances has brought elite European engineered appliances to Canadian homes for over 25 years. Our brands exceed expectations and have earned awards in design, engineering, performance, and energy efficiency. All of our cooking, refrigeration, dishwashers, and laundry appliances are created to conserve our non-renewable resources.
Vangarde Cabinet Design & Factory Inc. specializes in aftermarket cabinet fronts and accessories that fit IKEA kitchens. We transform ordinary looking IKEA kitchens into extraordinary ones. Finally, there is a choice for more desirable cabinet doors and accessories for your IKEA kitchen.
Custom drapery, drapery hardware, blinds, shutters, specialty shades (including motorization and home automation), bedspreads, headboards, quilting, upholstery, fabric library, and a complete in-house drapery workroom. We also offer custom programs for builders, designers & decorators.
Master Edge Homes is built upon a foundation of expertise and unparalleled craftsmanship. With a team of dedicated and diligent personnel, Master Edge Homes executes home builds and renovations precisely how you envisioned them. From design and build to complete renovation, we are passionate about exceeding excellence with meticulous design, skilled construction, and project management.
Canada's premium quartz manufacturer, HanStone Canada, is revolutionizing the quartz industry. Produced in a state of the art facility in London Ontario, HanStone Quartz is known for superior quality and exceptional design. Locally Made. Distinctly Beautiful. Naturally Canadian.
Over the past 14 years Factory Tile Depot has become #1 for everything tile and stone. With 5 locations showcasing the latest and greatest trends in the tile industry, we have built the confidence of trade and retail clients alike. We are proud to offer well thought out showrooms, extensive selections of hard to find tile-stone, on site designers, and some of the best after care support in the industry. Experience the FTD difference on your next project.
Let Tapestry Decor Bring your ideas to Life!!! From Custom Drapery to full Interior Renovations, we cover all your needs from A to Z. Tapestry Decor is a distinctive establishment offering Full Interior Design and Decor services.
For over 50 years, Faema Canada has introduced the art of traditional Italian Espresso and Cappuccino to Canadians. We carry a variety of premium brands that can be tested at any one of our retail stores. Our selection of machines is only complemented by our assortment of fine espresso blends imported from Italy. Our wide selection of beans can also be brewed and sampled at all of our locations.
The DXV brand of luxury bathroom and kitchen fixtures celebrates and draws on American Standard’s rich history, now in its 15th decade. DXV re-imagines design classics from four of the most influential design periods of the past fifteen decades.
The National Kitchen & Bath Association (NKBA) is the premiere association for kitchen and bath professionals. Fifty years after its inception, the NKBA has a membership of more than 60,000 members and is the proud owner of the Kitchen & Bath Industry Show (KBIS).
Forterra Brick is North America's largest brick manufacturer with a total capacity of more than 1.7 billion bricks. Forterra Brick provides superior selection and service, and more than 1,000 styles of brick in four regional brick collections. Among architects and builders across the U.S. and Canada, we are known for; Innovation, Service and Influence.
The Canadian Centre for Abuse Awareness is a national, charitable organization that has served Canadians since 1993. The Centre’s mandate is to significantly reduce the incidence and impact of abuse through education and public awareness. CCAA operates solely on private donations with no sustaining funds from any government body.
ARD Outdoor is a retail & trade furniture division of the family owned and operated wholesaler Cana-Foam Products, manufacturing in Toronto since 1964. ARD Outdoor provides design professionals a source for quality outdoor furniture featuring innovative design and unique materials.
Brampton Brick products transform neighborhoods, towns and communities. After all, nothing makes a vital first - and lasting impression like genuine clay brick. Throughout its long history, and into the future, the Brampton Brick team is passionate about building a better brick - a clay brick.
A new release of sophisticated living coming to Kleinburg Summit
The highly sought-after village of Kleinburg, already a destination for upscale living and spacious homes, is about to become even more desirable. Mattamy Homes will soon release their Gallery on the Park Collection of executive townhomes and live/work towns, as well as a wide range luxury detached homes in their popular Kleinburg Summit community.Mattamy's latest release is a perfect complement to the idyllic neighbourhood people love to call home.
And what a home it promises to be. Mattamy is excited to share this next level of luxurious living and comfortable design in this wonderful thriving community. This collection of townhomes offers stunning park views and innovative ways to live and use your space. Upscale home designs combine the essentials of modern living with the exquisite sights, sounds and feeling of living among nature.Look out your window and choose your favourite place to curl up with a book, or spot the perfect place to have an afternoon picnic with family and friends. In Kleinburg Summit, these spaces are literally on your doorstep.
Perhaps the most exciting addition to this community is the inclusion of luxury live/work townhomes. Homeowners will have the opportunity to live where they work. These townhomes allow for ground-floor business space with two floors of living space above. The live/work townhomes of Kleinburg Summit are a great opportunity for your business and home life to prosper all in one convenient location.Kleinburg is a beautiful, quaint village north of the city, which makes it the ideal location to build these incredible homes. Mattamy is consistently recognized for complementing local natural beauty with their refreshing choice of home designs. Mattamy is always committed to keeping their neighbourhoods interesting and new.
Then there's the exceptionally well appointed Design Studio. Here, Mattamy's personal Design Consultants help guide you through the countless home selections available in our Design Studio. Their expert advice will make your house feel like your home, long before moving day.Mattamy's ever-growing Kleinburg Summit community is the place to be. Combining the luxury designs and lifestyle one has come to expect from Mattamy, with innovative home plans and spectacular park views, residents of this community can enjoy the convenience of modern living surrounded by the charm and beauty of Kleinburg.Mattamy is the largest privately-owned home builder in North America and most recently named the 2017 BILD Builder of the Year.MATTAMY HOMES
Kleinburg SummitGo online for more information and to register.
Euro-Line Appliances has brought elite European engineered appliances to Canadian homes for over 25 years. Our brands exceed expectations and have earned awards in design, engineering, performance, and energy efficiency. Euro-Line Appliances are proud distributors of products from AEG, LIEBHERR, PORTER&CHARLES, SMEG, and FRANKE in Canada.
Discovery Dream Homes Ltd. Is a leader in innovative design, world class manufacturing and global marketing of the highest quality log and Timberframe products. We provide services for both residential and commercial projects.