Bundles of debt: Sidestepping mortgage rules
The Globe and Mail
Canada’s subprime mortgage providers are increasingly teaming up with unregulated rivals to sidestep rules designed to clamp down on risky lending.
The result of these partnerships are so-called “bundled” loans, which pair a primary mortgage with a second loan from unregulated groups called Mortgage Investment Corporations (MICs).
As 2017 winds down, Rosehaven Homes' 25th Anniversary celebration may seem complete — but they are just getting started. This year has been full of non-stop excitement with several successful new releases in Stoney Creek, Ancaster, Aldershot, and Brampton.
Buying a home is one of the biggest decisions and commitments in your life. But personal finance experts warn that home buyers, especially first-time buyers, need to research, plan and save for their new home in order to realize their dreams of home ownership.
Ontario has introduced new requirements for landlords that are aimed at preventing them from evicting tenants from rental apartments without adequate compensation for the trouble.
Imagine a prime piece of land near a GO Transit station in the GTA. What should be built on it? It’s an important question, especially when you consider that our region is growing by about 100,000 people a year.
When you are buying a new home, you want everything to be perfect. Unfortunately, things can — and do — go wrong. Whether it’s something relatively minor, like unfinished trim around your bathroom door, or a potentially major issue like a crack in your foundation, your new home warranty is there to protect you.
Developed by multi-faceted company Georgian International, the 229 homes sit on 556 acres in the Township of Oro-Medonte where these ingredients, known as "remarkables," further entice prospective buyers.
Located on the southern end of Liverpool Road, steps away from the waterfront, Madison Group's latest community Frenchman's Bay will bring a fresh and bold vibe to the established, family-friendly neighbourhood with a collection of sophisticated, contemporary townhomes and single detached homes.
You’ve bought the perfect piece of property and now you want to build your dream home. Before you start looking for a builder, there are some important things you should do that will help protect you and your investment.
Life is all about balance. Nature bursts to life in spring and goes out in a burst of colour in autumn. People seek balance between work and play and between activity and relaxation. And for families seeking a balanced lifestyle between the natural and the urban, Mattamy Homes presents Queen's Common in Whitby.
Sharing Passion & Performance. With our unique expertise and sensibilities, gained from our devotion to sound and music, we are committed to creating excitement and cultural inspiration together with people around the world.
Fisher & Paykel incorporates the world’s most innovative technologies and produce the most technically advanced, efficient and contemporary styled appliances. DCS created the first line of high end, commercial quality appliances and expanded to pioneer indoor and outdoor kitchen solutions for the at home chef. TRADE ONLY.
X-Tile is sure to have whatever you need to express your unique individual style. We offer you an exceptional variety of wall and flooring options in ceramic, porcelain, natural stone, glass, mosaic and much more from leading suppliers around the world. Let our knowledgeable and friendly staff help you in your dream renovation or building project.
BONE Structure has designed and patented a structural steel frame and insulation system that is the best integrator to build Net-Zero Energy custom homes. Using an integrated process inspired by the aerospace industry, we design and build high-performance, sustainable homes.
Vangarde Cabinet Design & Factory Inc. specializes in aftermarket cabinet fronts and accessories that fit IKEA kitchens. We transform ordinary looking IKEA kitchens into extraordinary ones. Finally, there is a choice for more desirable cabinet doors and accessories for your IKEA kitchen.
Established in 1987, Caesarstone pioneered the original quartz surface and continues to be a leading developer and manufacturer of premium surfaces. Highly functional and design forward, Caesarstone surfaces have endless application possibilities including kitchen countertops, bathroom vanities, wall paneling, furniture and more.
Allan Rug Co. has been serving the GTA builders, designers, architects and the public for over 50 years. Supplying a full range of commercial and residential carpeting in a wide range of colours and styles from leading manufacturers.
Cosentino is a global, family-owned company that produces and distributes high value innovative surfaces for architecture and design. As a leading company, Cosentino imagines and anticipates together with its customers and partners design solutions that offer value and inspiration to people’s lives.
Fusion Stone is an easy and budget-friendly way to beautifully upgrade your home, inside and out. A patented Shouldice innovation, Fusion Stone is a thin stone veneer that is easily installed with the included stainless steel clips & screws. You just screw it to the wall and it’s “Hooked for Life”.
With over 90 years of experience, BLANCO is the leading kitchen sinks and faucets manufacturer. From handcrafted in Germany Steelart® sinks and the beauty of Silgranit®, to the European design faucets, BLANCO products are celebrated worldwide for their unmatched quality and design. Blanco Silgranit® sinks are proudly manufactured in Canada TRADE ONLY.
Since 1989 Men At Work has specialized in renewing and enlarging older houses in core Toronto neighbourhoods. We are experts in managing the challenges of renovating sensitive old buildings into beautiful, functional, comfortable living spaces.
Master Edge Homes is built upon a foundation of expertise and unparalleled craftsmanship. With a team of dedicated and diligent personnel, Master Edge Homes executes home builds and renovations precisely how you envisioned them. From design and build to complete renovation, we are passionate about exceeding excellence with meticulous design, skilled construction, and project management.
We've been proudly serving the community for more than 160 years. We deliver natural gas safely and reliably to two million homes and businesses across Ontario. With safety as our ongoing priority, we're committed to making communities better places to live.
Custom drapery, drapery hardware, blinds, shutters, specialty shades (including motorization and home automation), bedspreads, headboards, quilting, upholstery, fabric library, and a complete in-house drapery workroom. We also offer custom programs for builders, designers & decorators.
Canada's premium quartz manufacturer, HanStone Canada, is revolutionizing the quartz industry. Produced in a state of the art facility in London Ontario, HanStone Quartz is known for superior quality and exceptional design. Locally Made. Distinctly Beautiful. Naturally Canadian.
At Riobel we design, create and assemble faucets, shower systems and accessories in our Canadian facility located in St-Jérôme, a suburb of Montréal. Our modern and fashionable products are designed to fit all kitchens or bathrooms. They are easy to install, while mechanical parts are accessible from above the counter to facilitate cleaning and maintenance. Riobel: a benchmark of excellence since 1995!
Space Age Closets and Custom Cabinetry has been serving Toronto and the Greater Toronto Area for over 30 years. Our services include a wide array of custom storage solutions for every room in your home. With decades of experience designing and installing custom closets and cabinets we pledge to provide excellence in service and get the job done right the first time.
More than a kitchen and bath luxury showroom, The Water Closet offers unparalleled service, selection and solutions for all your plumbing and heating needs. Our goal is to be your full-service showroom while “Enhancing the Flow of Life”.
From a modest machine shop in Baltimore to the surface of the moon, we’ve proudly provided innovative solutions for over a century. Discover the pioneering history of BLACK+DECKER.
Euro-Line Appliances has brought elite European engineered appliances to Canadian homes for over 25 years. Our brands exceed expectations and have earned awards in design, engineering, performance, and energy efficiency. All of our cooking, refrigeration, dishwashers, and laundry appliances are created to conserve our non-renewable resources.
Over the past 14 years Factory Tile Depot has become #1 for everything tile and stone. With 5 locations showcasing the latest and greatest trends in the tile industry, we have built the confidence of trade and retail clients alike. We are proud to offer well thought out showrooms, extensive selections of hard to find tile-stone, on site designers, and some of the best after care support in the industry. Experience the FTD difference on your next project.
At The Brand Factory, we combine the strategic approach of consultancy with a world-class creative agency, and back it with end-to-end, full-service digital capabilities under one roof.
Oak & Tenon specializes in designing and producing custom furniture and cabinetry. We make functional art in wood with enduring style and quality ingrained.
Amercraft specializes in living room radiators, bathroom radiators, bedroom radiators, towel warmers, and heated towel rails in a wide range of colours and styles to fit your home. Whether you are thinking of remodeling or new construction, our collection of Residential Radiators and Towel Warmers will reflect any lifestyle.
Perma-Wood® has been a leader in the renovation industry for 30 years. We started humbly with a small greenhouse window at a home show three decades ago. The idea was to create open, bright and dramatic living space using glass and wood in an effort to extend the outdoor season by “bringing the outdoors in”. Despite how far we have come, our original motto of “outdoor living indoors”, still rings true today.
Centurian Window Fashions brings together an exclusive selection of custom shutters, blinds and drapes in a wide range of colour choices. Our showroom provides an extensive selection so you can pick the perfect decor fit for your home. Our one stop shop location is made so you don’t have to go shopping around for different brands at different places.
Euro-Line Appliances has brought elite European engineered appliances to Canadian homes for over 25 years. Our brands exceed expectations and have earned awards in design, engineering, performance, and energy efficiency. Euro-Line Appliances are proud distributors of products from AEG, LIEBHERR, PORTER&CHARLES, SMEG, and FRANKE in Canada.
We are a full service design firm in Aurora. With over 22 years of industry experience and a well-appointed 10,000 sq. ft. showroom introducing the latest in unique home furnishings, lighting, window treatments, area rugs, accessories, wall art and more.
Established in 1920 by John Romanelli, RCC quickly became the foundation experts, working on some of Toronto's finest residences and architecturally significant structures, including The Royal York Hotel. A leader and highly respected authority on concrete and foundation problems.
The Gracious Living Centre (TGLC) is available to assist you from start to finish! Our professional team will work with you on: Space planning; Complete renovation; Design and functional cabinetry; Kitchen, vanity, laundry, bedroom or family room. We excel in coordinating the appropriate appliances, under-cabinet lighting, and colour schemes for your floor, countertop and backsplash.